00:20:41	Ebony DuBois:	HI guys
00:21:26	Ebony DuBois:	Yes great how are you
00:22:05	Ebony DuBois:	Chase will open you an account
00:26:43	Auslene’s iPhone:	Thanks Ebony👍
00:27:55	Ebony DuBois:	That is great news :)
00:29:20	Jerry Dismuke:	I would call that artificial intelligence
00:29:20	Lucian Wells:	🔥🔥🔥🔥
00:32:01	Rocco Fanelli:	You're Henry Heinz over here lol
00:51:08	Ebony DuBois:	When they admit the debt is there and they have the money is #1
00:51:26	Ebony DuBois:	Number 2 is the lender says it needs to be ZERO balance
00:52:29	Ebony DuBois:	#3 is when paying you cost more than the debt
00:58:29	Ebony DuBois:	Yes
01:04:26	Jerry Dismuke:	Does the creditor vs the collector look at if differently
01:05:02	Chartonna "CECE":	Because I'm Portfolio Recovery and I want to make your life difficult.
01:05:42	Colleen Jeffrey:	Chartonna that's right
01:06:34	Rocco Fanelli:	The collector most likely bought the debt for pennies on the dollar, so they're more likely to settle & leave it on your credit report. However, if you give the collector the full balance then the collector is making a lot of money off this deal causing them to be more willing to delete it
01:07:51	Ebony DuBois:	Yes CA is a 4 year State
01:07:54	Chartonna "CECE":	Sometimes Companies are fighting "Class Action Lawsuits" so they may be under strict guidelines per their attorneys like "SANTANDER" for example a few years ago.
01:08:14	Ebony DuBois:	SOL
01:09:15	Ebony DuBois:	You want $0.30 on the dollar and the company knowns they hurting you
01:26:44	Fusha Roberts:	Thanks.... Mark... I have to drop.....
01:32:41	Colleen Jeffrey:	Depends on the goal of the customer
01:42:27	Emesha Hutchins:	Thanks Mark I have to drop. Awesome training
01:45:06	Jerry Dismuke:	What is the difference again between debt settlement and ppd
01:58:53	Rocco Fanelli:	Chase doesn't usually sue
02:04:24	Colleen Jeffrey:	You can't get a mortgage with collections reporting and not be on a payment plan.
02:05:25	Jerry Dismuke:	Will the settlement make his report clean
02:07:04	Rocco Fanelli:	Not even that, they got caught in a big lawsuit some years ago that cost them so much money that they decided to just stop suing people in general
02:27:50	Lucian Wells:	I hear you
02:33:44	Auslene’s iPhone:	908-502-6534
02:38:47	CDM Support Team (888)-959-1462:	You can watch it here : https://www.youtube.com/watch?v=5jyQd7Kk7iY
03:01:44	CDM Support Team (888)-959-1462:	Hi Robin, Ill send you your credentials via email. 
can I have your email address?
03:01:44	CDM Support Team (888)-959-1462:	https://privatedisputeletterclub.com/
03:03:16	CDM Support Team (888)-959-1462:	Email: disputeclubrequest@startupcreditrepairbusiness.com
03:11:17	Chartonna "CECE":	no