00:30:45 Tamra Lillie: 3 00:30:51 Zaneqwah Shaw: 5 00:30:52 Michael Kirk: 6 00:30:53 Shawn Garrett: 5 00:30:53 Archeila Riley: 5 00:30:56 Nicole Fuller: 3 00:31:02 Lucian Wells: 7 00:31:05 Jeff Hiles: 5 00:31:06 Zoilo Pichardo: 2 00:31:12 Linda Pickens: 8 or 9 00:31:15 Sonya Brown: 7 00:31:18 Aeleia Feacher: 5 00:31:27 Theresa Husband: 3 00:32:12 Aeleia Feacher: Brand new 00:32:35 Linda Pickens: Need to work on marketing 00:33:39 Zaneqwah Shaw: Brand new 00:36:01 Lucian Wells: Yes mark I definitely need that expertise 00:36:28 Ingrid Bailey: Hello everyone 00:37:07 Michael Kirk: Come to Charlotte NC 00:37:17 Sonya Brown: WOW awesome 00:37:37 Lucian Wells: Houston that’s 🔥🔥 00:38:24 Aeleia Feacher: yessss 00:38:39 Ingrid Bailey: yes indeed 00:40:07 Lucian Wells: What part of Texas 00:40:14 Ingrid Bailey: Dallas?? 00:40:16 Zaneqwah Shaw: What about the west coast? 00:40:23 Ingrid Bailey: I want to come 00:40:28 Aeleia Feacher: when is it? 00:40:41 Tollany Kaleen: what about Georgia 00:41:10 WANDA CAGE: Why not Louisiana 00:41:16 Aeleia Feacher: I want to go when and where? 00:41:20 Lucian Wells: Big blessings to you Mark 00:41:27 Ingrid Bailey: I'll come to louisiana 00:41:34 Ingrid Bailey: yes 00:41:43 Linda Pickens: Yes 00:41:46 Sonya Brown: yes 00:41:46 Lyle Crews: interesting 00:41:46 Shawn Garrett: im interested 00:41:47 Zaneqwah Shaw: I am 00:41:48 Zoilo Pichardo: I am 00:41:50 Ebony DuBois: yep 00:41:50 Lucian Wells: Yessir 00:41:52 Essie Christensen Baines: Essie Christensen Baines 00:41:52 chartonna woodley: yes 00:41:53 Nicole Fuller: yes 00:41:55 Linda Pickens: Linda 00:41:56 Talisha Daggs: Yes Im Interested 00:41:56 Francisco Joseph: Interested 00:41:58 Michael Kirk: Yes but add more cities lol 00:41:58 Tollany Kaleen: Interested 00:42:00 Archeila Riley: Yes Texas 00:42:00 Ingrid Bailey: Ingrid Bailey 00:42:02 Gidget Stevenson: Yes 00:42:07 Reggie Allen: Yes 00:42:07 Jeff Hiles: Soumds good. I'm there 00:42:12 Tollany Kaleen: Need to add Georgia 00:42:14 Tamra Lillie: Interested 00:42:20 Lyle Crews: I 00:42:22 Lyle Crews: I 00:42:37 Lyle Crews: I'm in the West Coast - Seattle Area 00:42:58 Amin Shah: I'm interested in attending the event 00:46:03 Lucian Wells: Good stuff 00:46:51 Ingrid Bailey: notyet 00:46:57 Ingrid Bailey: not yet 00:47:04 Amin Shah: Yes 00:47:04 Raven Thomas: I’m coming back 00:47:20 Ingrid Bailey: Is it beginner friendly? 00:47:56 CDM Support Team (888)-959-1462: Yes Ingrid, we also offer free walkthrough sessions with our support team. 00:47:57 Theresa Husband: I am new how do I get software 00:48:30 CDM Support Team (888)-959-1462: You can create a free trial from this link: https://www.clientdisputemanager.com/register 00:49:31 Lucian Wells: 🔥🔥🔥 00:50:53 Zaneqwah Shaw: Yes 00:51:31 Ingrid Bailey: me 00:51:34 Ingrid Bailey: Ingrid 00:51:35 Nicole Fuller: I do 00:51:36 Ebony DuBois: me 00:51:37 Archeila Riley: me 00:51:38 Raven Thomas: I do 00:51:42 Zoilo Pichardo: me 00:58:49 Theresa Husband: Removing old addresses can hurt if it is attached to a open account 01:02:51 Lyle Crews: Thanks Ebony - Master Class 01:03:12 Ebony DuBois: @Lyle happy to help :) We got each other here 01:03:26 Zoilo Pichardo: thanks ebony 01:03:50 Archeila Riley: thanks Ebony! 01:03:54 Michael Kirk: Nobody can follow ebony 01:04:41 Essie Christensen Baines: BOSSLADY Ebony :) 01:07:13 amus stevens: youd have to look at the annual report 01:10:43 Lyle Crews: What do we do for a BK? 01:11:14 Ingrid Bailey: how do you dispute a student loan or where can I find out how? 01:12:21 Nicole Fuller: Is there a link for the star spangled banner report? 01:13:26 Ebony DuBois: Misspelled names can be a indicator of MIXED Credit Report 01:14:10 Archeila Riley: Oh ok ....I will get back with him again about this 01:14:20 Archeila Riley: thank you Ebony 01:14:51 Ebony DuBois: Welcome :) 01:15:09 Archeila Riley: I do! 01:29:37 Raven Thomas: No 01:34:50 Linda Pickens: This is very good information. 01:35:32 Archeila Riley: Yes this is very good info! 01:43:35 Ebony DuBois: Dear (Company Name): Subject Thank you for your outstanding customer service during any of my pervious concerns. I am writing today because during my quarterly review of my accounts listed on my credit report, I noticed that my account limit was missing. I am requesting that your company please report the amount of my line of credit to Transunion, Experian and Equifax that was granted to me. Please post the update during the next my billing closing date. This is having an adverse effect on my utilization ratio without all the data being available on the report. I look forward to our continued business together as I work on improving my credit history while using your company’s line of credit. Thanks in advance Name Date 01:49:11 Ebony DuBois: I am not disputing it 01:51:11 Ebony DuBois: BOOM SONYA FOR THE WIN 01:51:29 Ebony DuBois: The late is over 2 years OLD 01:51:42 Ebony DuBois: NO FICO IMPACT 01:52:25 Archeila Riley: So it doesn't affect the FICO Score if the late payment is more than 2 years old? 01:56:14 Lyle Crews: That is why I don't like the tradeline approach 01:59:59 Ebony DuBois: @Archeila yes correct 02:00:51 Lucian Wells: Makes sense 02:03:10 Amin Shah: Thanks Mark and everybody. Very informative session. Sorry I have to leave now. See you all in the next session. 02:09:15 Lucian Wells: I ran into that also 02:11:19 Archeila Riley: Thanks Ebony! 02:13:22 Lucian Wells: Gotta beg the creditors lol until they update it 02:23:59 Lucian Wells: How long is it taking to get mail from the bureaus for y’all clients 02:25:11 Lucian Wells: They get paid to sell data that’s why they wanna stall 02:28:47 Ebony DuBois: National Consumer Telecom & Utilities Exchange (NCTUE) This membership of companies collects information on new telecom and utility connect requests, account and payment histories including delinquencies and charge-offs, associated with telecommunications, pay TV, and utility (electric, gas, water) services to help companies in these industries manage customer relations. 02:28:56 Ebony DuBois: Free report: The company will provide one free report every 12 months if you request it. 02:29:10 Ebony DuBois: Freeze your report: The company will freeze your consumer report if you request it. 02:29:26 Ebony DuBois: Website NCTUE.com Phone 866-349-5185 866-343-2821 (for security freeze) Address NCTUE Disclosure Report Exchange Service Center - NCTUE P.O. Box 105161 Atlanta, GA 30348 NCTUE Security Freeze Exchange Service Center - NCTUE P.O. Box 105561 Atlanta, GA 30348 02:31:52 Ebony DuBois: --------------------------------------------------- 02:31:53 Zaneqwah Shaw: Thank you Ebony for this information 02:32:01 Ebony DuBois: @Z welcome 02:32:05 Lyle Crews: Thanks Ebony 02:32:17 Ebony DuBois: SageStream (subsidiary of ID Analytics, LLC) This reporting company collects information from, and provides supplementary consumer reports to, auto lenders, credit card issuers, retailers, utilities and mobile phone service providers among other service providers. SageStream is a subsidiary of ID Analytics. ID Analytics is ownedby LexisNexis Risk Solutions. 02:32:20 Ebony DuBois: Free report and score: The company will provide one free report every 12 months if you request it. The company will also provide a credit risk score if you request it. 02:32:29 Ebony DuBois: Freeze your report: The company will freeze your consumer report if you request it. 02:32:40 Ebony DuBois: Website SageStream Request report Request score Request security freeze Phone 888-395-0277 Address SageStream, LLC Consumer Office P.O. Box 503793 San Diego, CA92150 02:32:44 Ebony DuBois: ------------------------------------------------- 02:33:27 Archeila Riley: Thanks Ebony! 02:33:54 Aeleia Feacher: Thank you Ms. Ebony !! 02:35:12 Shawn Garrett: Both 02:35:14 chartonna woodley: running 02:35:16 Archeila Riley: Running a Credit Repair Business 02:35:16 Zoilo Pichardo: running credit repair business 02:35:18 Ebony DuBois: running a credit repair business 02:35:19 Tollany Kaleen: Running a credit repair business 02:35:19 Zaneqwah Shaw: Both 02:35:22 Nicole Fuller: running a credit repair business 02:35:27 Jeff Hiles: Running a CR Business 02:35:30 Essie Christensen Baines: Outsourcing & running a Credit repair business 02:35:33 Talisha Daggs: Running a Credit Repair Business 02:35:36 Sonya Brown: Running a business 02:35:43 Theresa Husband: I am fixing my own credit 02:35:45 Reggie Allen: Both 02:35:46 Aeleia Feacher: Running CR business 02:35:48 Linda Pickens: Both 02:36:16 Lucian Wells: Both 02:38:27 Lucian Wells: 🔥🔥🔥 02:41:22 Archeila Riley: I have to run, this has been an amazing session! 02:41:47 chartonna woodley: AG 02:43:40 Ebony DuBois: The credit bureaus are required to remove a medical debt reported by a collection agency if the collection agency reports the amount as paid -- or being paid -- by insurance. 02:46:05 Lucian Wells: Appreciate you 02:47:06 Zoilo Pichardo: thanks ebony 02:49:38 Essie Christensen Baines: Have to go - this has been AWESOME! 02:49:55 Ebony DuBois: @Essie bye my friend :) 02:50:12 Lyle Crews: Repo 02:50:17 Lyle Crews: Can he repeat it 02:51:17 Lucian Wells: I’m in Houston myself good stuff 02:56:55 chartonna woodley: REPO GURU =EBONY...….I got to watch the replay. Geesh 02:57:04 Lucian Wells: Geesh this is deep 02:57:08 Michael Kirk: @ebony WHOA you went above and beyond tonight! Much appreciated!!! Taking notes but I have to watch the replay. 02:57:12 Lyle Crews: A agreed @Lucian 02:57:31 Lucian Wells: We need a play sheet to dispute REPOS NOW 😂 02:57:37 Aeleia Feacher: Ebony is a credit warrior, a lawyer an investigator, just a whole vibe lord 02:57:39 Michael Kirk: Mic drop 02:57:54 Linda Pickens: Very good Ebony! 02:57:57 Lyle Crews: I'm not worthy 02:58:01 Lyle Crews: danm girl 02:58:03 Tollany Kaleen: that was goof ebony 02:58:09 Tollany Kaleen: good 02:58:50 chartonna woodley: Clearly I am paying the wrong outsourcer. ebony will you drop your link again to book a call? 02:58:52 Lyle Crews: Thanks Christopher 03:08:05 Linda Pickens: Ebony is very good. 03:09:49 Lucian Wells: Hey mark drop one way to get more clients 🤞🏾 03:10:53 Lyle Crews: I want to know that also 03:11:32 Michael Kirk: Factually 03:13:10 Ebony DuBois: I have to go I have another class, Thanks everyone have a good night 03:14:22 Lucian Wells: So no courthouse documents saying they don’t report to anyone 03:16:52 Sonya Brown: Great value 03:16:59 Lyle Crews: BIG Value 03:17:02 Aeleia Feacher: Vauuuule! major gems !! 03:17:04 Linda Pickens: Very good class. 03:17:57 Linda Pickens: I love it 03:19:40 Aeleia Feacher: Are all the replay's 3hours??? 03:19:43 Linda Pickens: Thank you Mark. 03:20:32 Zaneqwah Shaw: Thank you! This was really great! 03:20:55 WANDA CAGE: Thank you, Mark everyone this was great